Credit score concept. businessman pulling scale changing credit information from poor to good, excellent. Payment history data meter.
Since the FICO score was created in 1989, the credit score has focused on consumer borrowing history with data provided by Equifax, Experian, and TransUnion—the three major credit bureaus. For the first time, UltraFICO—FICO’s new credit score system—can use bank information in addition to traditional credit information.