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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of March 4, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.947% 0.460%
6.000% 6.153% 0.973%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.000% 6.053% 0.563%
6.125% 6.147% 0.236%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.125% 5.235% 0.716%
5.250% 5.308% 0.376%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
5.875% 5.914% 0.425%
5.999% 6.022% -0.242%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
4.625% 4.771% 0.673%
4.875% 4.985% 0.505%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
4.875% 5.002% 0.837%
5.000% 5.066% 0.431%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.500% 5.609% 0.893%
5.625% 5.672% 0.385%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.691% 0.718%
5.750% 5.822% 0.780%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
4.875% 4.986% 0.730%
5.000% 5.039% 0.256%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.125% 5.208% 0.935%
5.250% 5.294% 0.496%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
4.875% 5.012% 0.900%
5.000% 5.065% 0.426%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.250% 5.310% 0.666%
5.375% 5.423% 0.537%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
5.250% 5.310% 0.666%
5.375% 5.423% 0.537%