Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of December 20, 2024
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.625 5.691 0.423
6.125 6.156 0.199
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.250 6.296 0.487
6.375 6.389 0.145
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.500 5.621 0.783
5.625 5.692 0.434
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.125 6.204 0.838
6.250 6.320 0.737
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.250% 5.426% 0.802%
5.375% 5.438% 0.290%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.250% 5.400% 0.977%
5.375% 5.447% 0.465%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.995% 0.967%
5.999% 6.061% 0.499%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.999% 6.085% 0.914%
6.125% 6.167% 0.448%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.250% 5.345% 0.617%
5.375% 5.442% 0.433%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.500% 5.600% 1.101%
5.625% 5.668% 0.475%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points 5.250% 5.371% 0.787%
5.375% 5.468% 0.603%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.684% 0.645%
5.750% 5.755% 0.049%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
5.625% 5.684% 0.645%
5.750% 5.755% 0.049%