Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of April 7, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000% 6.009% -0.057%
6.125% 6.169% -0.280%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.500% 7.511% -0.107%
7.625% 7.638% -0.125%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.375% 6.445% -0.440%
6.500% 6.611% -0.700%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.625% 6.652% -0.275%
6.750% 6.769% -0.190%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.027% -0.121%
6.125% 6.192% -0.301%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.153% -0.176%
6.250% 6.313% -0.397%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.648% -0.178%
6.750% 6.753% -0.022%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.649% -0.249%
6.875% 6.916% -0.413%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.000% 6.028% -0.178%
6.125% 6.215% -0.572%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
6.125% 6.126% -0.012%
6.250% 6.279% -0.301%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.165% -0.252%
6.250% 6.349% -0.627%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.375% 6.397% -0.235%
6.500% 6.552% -0.540%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
5.875% 5.918% -0.466%
6.000% 6.094% -0.998%