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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of April 11, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.125% 6.210% 0.538%
6.250% 6.252% 0.013%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.625% 6.720% 0.972%
6.750% 6.814% 0.649%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.875% 5.950% 0.482%
6.000% 6.030% 0.189%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.625% 6.657% 0.334%
6.750% 6.775% 0.256%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.783% 0.716%
5.750% 5.809% 0.266%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.741% 0.747%
5.750% 5.789% 0.254%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.441% 0.519%
6.500% 6.516% 0.128%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.500% 6.564% 0.662%
6.625% 6.658% 0.344%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.500% 5.602% 0.657%
5.625% 5.664% 0.250%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.125% 6.140% 0.160%
6.250% 6.254% 0.039%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.500% 5.628% 0.827%
5.625% 5.690% 0.420%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.170% 0.480%
6.250% 6.284% 0.359%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.170% 0.480%
6.250% 6.284% 0.359%