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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of January 28, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.125% 6.170% 0.288%
6.250% 6.375% 0.793%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.500% 6.558% 0.597%
6.625% 6.642% 0.177%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.500% 5.637% 0.883%
5.625% 5.710% 0.546%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.250% 6.345% 0.997%
6.375% 6.405% 0.314%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.250% 5.452% 0.921%
5.375% 5.464% 0.406%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.375% 5.465% 0.581%
5.500% 5.530% 0.193%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.999% 6.099% 0.801%
6.125% 6.169% 0.354%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.192% 0.709%
6.250% 6.308% 0.607%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.250% 5.367% 0.759%
5.375% 5.429% 0.354%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.625% 5.673% 0.526%
5.750% 5.789% 0.428%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.250% 5.393% 0.929%
5.375% 5.456% 0.524%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.689% 0.696%
5.750% 5.805% 0.598%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
5.625% 5.689% 0.696%
5.750% 5.805% 0.598%