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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of April 25, 2024
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
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Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
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Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $765,600
Rates APR Points
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Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $765,600
Rates APR Points
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Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $726,200
Rates APR Points
6.875% 7.142% 1.178%
7.000% 7.214% 0.942%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $726,200
Rates APR Points
6.875% 7.052% 1.093%
7.000% 7.136% 0.842%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $726,200
Rates APR Points
7.375% 7.498% 0.930%
7.500% 7.574% 0.559%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $726,200
Rates APR Points
7.375% 7.470% 0.933%
7.500% 7.552% 0.512%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $644,000
Rates APR Points
6.750% 6.966% 1.338%
7.250% 7.447% 1.207%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $644,000
Rates APR Points
7.125% 7.164% 0.388%
7.250% 7.250% 0.001%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $726,200
Rates APR Points
5.750% 5.885% 0.862%
5.875% 5.995% 0.766%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $726,200
Rates APR Points
6.750% 6.851% 1.029%
7.000% 7.090% 0.902%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $460,000
Rates APR Points
7.125% 7.174% 0.488%
7.250% 7.260% 0.101%