Helping REALTORS put More Buyers in Homes!


Marvin Hudson, Broker

dre# 00959073 · nmls# 294405

Image of Marvin Hudson

I entered the mortgage industry in 1984 and opened Viewpoint Financial in 1991, which is now a Redlands, CA-based boutique mortgage brokerage. Where many of the country's largest banks failed, our brokerage weathered the recession and continues to offer superior customer service. I hold licenses in California, Florida, and Georgia.

My wife and I are active in our community in a variety of ways, every so often working together on various projects, committees, and city commissions.

I have contributed many years on the Boards of Directors of both the Redlands Bowl Performing Arts and Redlands Community Hospital, serving twice as President of The Bowl.

We both are active members and past Presidents, of the Rotary Club of Redlands, which has provided other avenues of contributing to our community, such as my Co-Chairing the Redlands Community Baccalaureate Committee and being on the committee of our Local Control and Accountability Plan for the Redlands Unified School District.

As a team, my wife and I find we are able to actively participate in and give back to our wonderful community!

Contact Information:

  • Email: marvinh@viewpointfinancial.com

  • Cellphone: (909) 435-9780


John Stanfield, Processor

DRE# 02094721 · nmls# 1843230

Image of John Stanfield

I have been working in the mortgage industry for approximately seven years. Being a young professional passionate about all things finance, I began working in the mortgage industry in 2012 in Loan Setup, was promoted to leading the Validation team, then to Underwriting Assistant, and on to being a Funding Assistant before taking my current position as Loan Processor. In addition to these experiences, I am now a licensed Mortgage Loan Originator.

I was born and raised in Redlands, and I love working in the heart of the historic downtown. When I'm not working to help my clients secure loans and refinancing, you can find me on the golf course or softball field. I love to watch sports as well, although I'm often disappointed, since my teams are the Angels and the Ducks. I enjoy my free time with my beautiful wife and my two dogs Murphy and Birdie.

Contact Information:

  • Email: johns@viewpointfinancial.com

  • Cellphone: (909) 816-4214


Debbie Sabins, Mortgage Loan Originator

dre# 00995009 · nmls# 362667

Image of Debbie Sabins

Homeownership is part of the American Dream. Please let me get you pre-approved with the mortgage that best suits your personal needs. If you already own your home, let me give you an estimate to see if you can lower your monthly payment, change your loan term, or take out some cash to do the home improvements you have been wanting to do.

Call me today.

¡Hablo Español!

Contact Information:

  • Email: debbies@viewpointfinancial.com

  • Cellphone: (951) 317-2606


Paul Lechuga, Senior Mortgage Planner

DRE# 00590631 · nmls# 322804

I am a California native, born in San Bernardino, and a 1964 graduate of Eisenhower High School in Rialto. I am an Air Force (Vietnam Era) Veteran from 1966 to 1970. In 1976,  I completed my qualifying Real Estate studies at Valley College, and in 1977,  I received my California Department of Real Estate License. I initially sold real estate for five successful years in San Bernardino.  In 1982,  I entered the Mortgage Industry and worked for Occidental Mortgage for 14 years and Arrowhead Capital Mortgage for 24 years.

I joined Viewpoint Financial Home Loans in March 2020 as a Senior Mortgage Planner.  I have 40 years of experience providing consumers with Residential Home Loan programs, including Purchases, Refinances, Investment Properties, Home Equity, and Second Home Loans. 

My mission is to provide high-quality mortgage programs at the most competitive rates in Southern California, tailored to meet the guidelines of Fannie Mae, Freddie Mac, Federal Housing, and the Veterans Administration. I have specialized in the First Time Homebuyer Programs for many years and now offer "Non-QM" products for those self-employed that have more creative scenarios. I serve the areas of Redlands, The Inland Empire, and All of California.

My wife, Lisa, and I have lived in the Redlands area since 1990.  

Contact Information:


Emigdia “Emi” Mejia,

Mortgage Loan Originator / Corredor Hipotecario

NMLS# 2371759

Emigdia “Emi” Mejia is a local resident of the Inland Empire. Emi is passionate about making homeownership attainable and understands how important it is to walk homebuyers through the process. She is resourceful and an everyday learner. Emi enjoys supporting borrowers through the home loan process, whether they speak English or Spanish, she can do both as a fluent bilingual. She is also a CreditSmart Coach Certified  Facilitator and is teaching homebuyers the value of understanding credit. 

She is an affiliate member of the East Valley Association of Realtors, EVAR, where she volunteers with both the YPN Committee and Public Relations Committee to plan and host events for Realtors and members.

Emi is a plant and dog mom who enjoys crafting, gardening & iced coffee. She loves supporting small local businesses in the I.E.

¡HABLO ESPAÑOL!

  • Email: emigdia@viewpointfinancial.com

  • Cellphone: (909) 358-3461


Janae Williams-Smith, Marketing Director

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Janae Williams-Smith comes to our team with many years of experience in the marketing field. She has worked in several different arenas and has innovative ideas to help draw in new business.

Janae has the experience to meet both our internal and external marketing objectives. She received her Marketing degree in 2007 from the University of Phoenix and has worked in Marketing ever since.

She is the mother of 2 and the wife of a career Marine. Although originally from California, she has lived all over the United States due to the Marine Corps. She currently resides in San Diego, CA and enjoys traveling and reading during her free time.

Contact Info:

  • Email: janaews@viewpointfinancial.com

  • Business Phone: (909) 335-7100